Are Smart Meters, cell phones, cell towers and Wi-Fi safe? In the fine print of their product protection insurance, in their terms of coverage, telecommunications companies and their insurance companies do not cover damage from pollution.
In their list of pollutants is microwave radiation.
Microwave radiation is how their wireless products work and what they emit. The emissions of their cell towers, cell phones, bluetooth antennas, Wi-Fi, and other wireless devices including Smart Meters, are microwave radiation, and those emissions, by their own admission, are pollution.
Thanks to EH Sciences and Zero5G for finding these policies.
Verizon
Total Mobile Protection
Liberty Insurance Underwriters Inc.
p. 6-7
B. EXCLUSIONS
This insurance does not apply to loss or damage identified in any of the
following or directly or indirectly caused by or resulting from any of the
following:
16. Pollution
The discharge, dispersal, seepage, migration or escape of pollutants.
Pollutants means any solid, liquid, gaseous, or thermal irritant or
contaminant including smoke, vapor, soot, fumes, acid, alkalis,
chemicals, artificially produced electric fields, magnetic field,
electromagnetic field, sound waves, microwaves, and all artificially
produced ionizing or non-ionizing radiation and/or waste. Waste
includes materials to be recycled, reconditioned or reclaimed.
Sprint
CNA Insurance – Continental Casualty Company Chicago, Illinois
includes Apple, Motorola, LG and Samsung devices
p.9
II. EXCLUSIONS.
Losses and causes of loss excluded below are excluded regardless of any other cause or event that
contributes concurrently or in any sequence to the loss. We will not pay for any losses, or for any losses
directly or indirectly caused by or resulting from any of the events, conditions or causes of loss identified below:…
H. Loss caused by or resulting from the discharge, dispersal, seepage, migration, release or escape of
Pollutants.
p. 15
IX. DEFINITIONS.
P. “Pollutants” means: Any solid, liquid, gaseous, or thermal irritant or contaminant including smoke, vapor, soot, fumes, acid, alkalis, chemicals, artificially produced electric fields, magnetic field, electromagnetic field, electromagnetic pulse, sound waves, microwaves, and all artificially produced ionizing or non-ionizing radiation and waste. Waste includes materials to be recycled, reconditioned or reclaimed.
T-Mobile
Premium Handset Protection Insurance Warranty
Liberty Mutual Insurance Company
p. 5-6
B. EXCLUSIONS
1. This insurance does not apply to loss or damage caused directly or
indirectly by any of the following:
m. Pollution
The discharge, dispersal, seepage, migration, escape or presence
of pollutants. Pollutants means any solid, liquid, gaseous, or thermal
irritant or contaminant including smoke, vapor, soot, fumes, acid,
alkalis, chemicals, artificially produced electric fields, magnetic field,
electromagnetic field, sounds waves, microwaves, all artificially produced
ionizing or non-ionizing radiation and/or waste. Waste includes materials
to be recycled, reconditioned or reclaimed.
AT&T
AT&T Multi-Device Protection Pack
p. 9
II. EXCLUSIONS.
Losses and causes of loss excluded below are excluded regardless of any other cause or event that contributes concurrently or in any sequence to the loss. We will not pay for any losses, or for any losses directly or indirectly caused by or resulting from any of the events, conditions or causes of loss identified below:
H. Loss caused by or resulting from the discharge, dispersal, seepage, migration, release or escape of Pollutants.
p. 15-16
IX. DEFINITIONS.
T. “Pollutants” means: Any solid, liquid, gaseous, or thermal irritant or contaminant including smoke, vapor, soot, fumes, acid, alkalis, chemicals, artificially produced electric fields, magnetic field, electromagnetic field, electromagnetic pulse, sound waves, microwaves, and all artificially produced ionizing or non- ionizing radiation and waste. Waste includes materials to be recycled, reconditioned or reclaimed.
AT&T Mobile Insurance – https://www.att%5Bdot%5Dcom/legal/terms.mobileInsurance.html
Effective October 22, 2019
p. 4-5
II. EXCLUSIONS.
H. Loss caused by or resulting from the discharge, dispersal, seepage, migration, release or escape of Pollutants.
p. 10
IX. DEFINITIONS.
P. “Pollutants” means: Any solid, liquid, gaseous, or thermal irritant or contaminant including smoke, vapor, soot, fumes, acid, alkalis, chemicals, artificially produced electric fields, magnetic field, electromagnetic field, electromagnetic pulse, sound waves, microwaves, and all artificially produced ionizing or non- ionizing radiation and waste. Waste includes materials to be recycled, reconditioned or reclaimed.
Tracfone
Mobile Protect Plus
CNA – CONTINENTAL CASUALTY COMPANY
p. 7
II. EXCLUSIONS.
H. Loss caused by or resulting from the discharge, dispersal, seepage, migration, release or escape of Pollutants
p. 13-14
IX. DEFINITIONS.
Q. “Pollutants” means: Any solid, liquid, gaseous, or thermal irritant or contaminant including smoke, vapor, soot, fumes, acid, alkalis, chemicals, artificially produced electric fields, magnetic field, electromagnetic field, electromagnetic pulse, sound waves, microwaves, and all artificially produced ionizing or non- ionizing radiation and waste. Waste includes materials to be recycled, reconditioned or reclaimed.
Google Fi
Device Protection
p. 11-12
III. EXCLUSIONS. This insurance does not cover the following:
6. The discharge, dispersal, seepage, migration, release or
escape of Pollutants from the Covered Property.
p. 15
VIII. DEFINITIONS.
N. “Pollutants” means: Any solid, liquid, gaseous, or thermal irritant
or contaminant including smoke, vapor, soot, fumes, acid,
alkalis, chemicals, artificially produced electric fields, magnetic
field, electromagnetic field, electromagnetic pulse, sound waves,
microwaves, and all artificially produced ionizing or non- ionizing
radiation and waste. Waste includes materials to be recycled,
reconditioned or reclaimed.
US Cellular
Device Protection +
Allianz Global Risks US Insurance Company
p. 7
III. EXCLUSIONS.
This insurance does not cover the following:
C. Loss due to or resulting, directly or
indirectly, from:
6. The discharge, dispersal, seepage,
migration, release or escape of Pollutants
from the Covered Property.
p. 13-14
VIII. DEFINITIONS.
N. “Pollutants” means: Any solid, liquid,
gaseous, or thermal irritant or contaminant
including smoke, vapor, soot, fumes, acid,
alkalis, chemicals, artificially produced
electric fields, magnetic field, electromagnetic
field, electromagnetic pulse, sound waves,
microwaves, and all artificially produced
ionizing or non- ionizing radiation and waste.
Waste includes materials to be recycled,
reconditioned or reclaimed.
Cricket
Continental Casualty Company
p. 3
II. EXCLUSIONS.
Losses and causes of loss excluded below are excluded regardless of any other cause or event that contributes concurrently or in any sequence to the loss. We will not pay
for any losses, or for any losses directly or indirectly caused
by or resulting from any of the events, conditions or causes
of loss identified below:
H. Loss caused by or resulting from the discharge, dispersal,
seepage, migration, release or escape of Pollutants.
p. 8-9
IX. DEFINITIONS.
P. “Pollutants” means: Any solid, liquid, gaseous, or thermal
irritant or contaminant including smoke, vapor, soot, fumes,
acid, alkalis, chemicals, artificially produced electric fields,
magnetic field, electromagnetic field, electromagnetic pulse,
sound waves, microwaves, and all artificially produced
ionizing or non-ionizing radiation and waste. Waste includes
materials to be recycled, reconditioned or reclaimed.
https://zero5g.com/
https://ehsciences.org/wireless-health-facts/
